YOUR MEDICAL HISTORY MATTERS BECAUSE…
In the world of insurance there are really only three ways for an insurer to defend any claim.
The first and simplest way for an insurer to avoid payment is to be able to say that you are the one responsible for your injuries and so you cannot look to them for compensation.
The second way, and this applies in every case, is for the insurer to argue that your injuries are not that serious and so these injuries warrant very modest compensation.